Zwirner Law Logo

Zwirner Law

Swiss Attorney - Debt Bankruptcy & Financial Law

Financial Disputes & Enforcement

Comprehensive representation in banking conflicts, investment fraud, and debt recovery

Service Overview

Financial disputes between individuals, businesses, and institutions require careful analysis, strategic planning, and often aggressive enforcement. Whether the conflict involves banking relationships, investment losses, unauthorized transactions, or debt recovery, we provide comprehensive legal representation from negotiation through cross-border litigation.

We specialize in:

Practice Areas

Banking Disputes

We represent clients in disputes with banks, including account freezes, transaction holds, and alleged breaches of banking duties. We advise on creditor claims, account closure disputes, and regulatory compliance challenges.

Unauthorized Transactions

Victims of unauthorized wire transfers, payment fraud, or identity theft have legal rights. We pursue claims against banks for negligence, recovery of diverted funds, and cooperation in criminal proceedings.

Investment Fraud

Failed investments based on misrepresentation, fraudulent prospectuses, or negligent advisory require immediate legal action. We investigate fraud schemes, pursue claims against responsible parties, and coordinate with regulators.

Debt Recovery & Enforcement

We represent creditors in pursuing outstanding debts through negotiation, litigation, and enforcement. We obtain judgments, coordinate collection procedures, and manage international debt recovery.

Insolvency & Bankruptcy

We advise creditors and debtors on insolvency proceedings, bankruptcy law, and asset recovery from distressed entities. We coordinate cross-border proceedings and maximize recovery prospects.

Commercial Contract Disputes

We resolve disputes arising from commercial contracts, including breach of contract claims, non-performance, and damages calculations. We provide contract review, negotiation support, and litigation representation.

Our Strategic Approach

Rapid Assessment

We begin with thorough case evaluation: legal viability analysis, damages calculation, responsible party identification, and strategic planning. This determines the optimal course of action - negotiation, mediation, or litigation.

Evidence & Documentation

Strong financial disputes require meticulous evidence gathering. We collect and organize transaction records, correspondence, expert opinions, and supporting documentation to build a compelling case.

Negotiation & Settlement

Many disputes resolve more efficiently through negotiation. We engage with opposing parties, their counsel, and relevant institutions to achieve favorable settlements while preserving your interests.

Litigation & Enforcement

When necessary, we pursue aggressive litigation in Swiss courts and coordinate with international counsel for multi-jurisdictional disputes. We obtain judgments and enforce through available collection procedures.

Regulatory Coordination

In disputes involving regulated entities, we coordinate with financial regulators (FINMA, SNB, cantonal authorities) to maximize leverage and pursue remedies through regulatory channels.

Dispute Resolution Process

Phase 1: Assessment & Strategy

  • Legal viability analysis
  • Damages and recovery potential calculation
  • Responsible party identification
  • Regulatory considerations review
  • Settlement value estimation
  • Litigation risk assessment

Phase 2: Evidence & Documentation

  • Transaction records collection
  • Correspondence and email review
  • Bank statement analysis
  • Contract and agreement review
  • Expert opinion coordination
  • Witness identification

Phase 3: Negotiation & Demand

  • Demand letter preparation
  • Initial settlement offers
  • Negotiation with opposing party
  • Settlement discussions and mediation
  • Agreement drafting if successful
  • Escalation decision if necessary

Phase 4: Litigation & Enforcement

  • Court filing and service
  • Discovery and motion practice
  • Expert witness coordination
  • Trial preparation and representation
  • Judgment enforcement
  • Cross-border collection if needed

Timeline Expectations

Settlement negotiation: 2-6 months

Litigation (Swiss court): 1-2 years depending on complexity and appeals

International enforcement: 3+ months for asset location and recovery

Resolve Your Financial Dispute

Whether through negotiation or litigation, we develop a strategic approach to resolve your financial dispute and maximize recovery. Contact us for a confidential consultation.

Schedule Consultation Email Us

Regulatory Framework & Governance

Swiss Foundations

  • SchKG procedures for attachments and enforcement
  • Swiss Code of Obligations remedies for banking misconduct
  • Coordination with cantonal supervisory authorities

Regulated Financial Institutions

  • FINMA circulars and enforcement practice
  • MiFID II suitability and disclosure standards for EU-linked products
  • Escalation templates for ombudsman and dispute resolution bodies

International Enforcement

  • HCCH conventions for recognition of judgments
  • Asset recovery support through Europol and OECD initiatives
  • Cross-border insolvency coordination with foreign trustees